Friday, December 5, 2008

Budget Buster!

Sighing....

I did it again! I went to the grocery store (1) without a list and (2) without cash. Guess what happened? I busted my budget wide open. My grocery budget is $50 a week and whenever I violate those two rules, I lose. After years of trying to control my tendency to overspend at the grocery store, you would think I would do what I know works for me but noooo, I'm still going around in circles.

I went into the grocery store to get 2 ingredients to make some chicken tortilla soup, 2 ingredients! By the time I checked-out, I had a cart loaded with stuff and a tab of $117.32!! Talking about budget buster. There is no justification, this is nothing more than bad habits not going down without a fight.

How do I handle senseless budget busters...I take it out of my blow money! Yep, I blew it so oh well. On a positive note, I won't have to go grocery shopping next week so I'll sort of "add" that $50 back to what I overspent. However, let us not get it twisted, it is not a good habit to spend money before you have it.

Do you have any categories in your budget that tend to run amuck without careful and focused attention?

7 comments:

Sharon Rose said...

Hi there-However much we plan to be good and stick to our budget, I think we are all guilty of having these blowouts every now and then! Its great you've got it covered from your other category!

~Simply Me~ said...

I totally understand. Without a doubt, it's quite easy to overspend on groceries when you shop at the market without a budget and grocery list. It's the kind of place that allures you to spend on a whim with all the appealing food displays, "sales", and new products. I'm a self-proclaimed "grocery store junkie" (grocery shopping as never been a chore for me; it's an errand I look forward to completing), so unfortunately, whenever I shop without a list and budget, I quickly fall back into old habits. A grocery list is key for me.

Christine said...

(nodding my head) don't you know its a cardinal sin to go to the grocery store without a list?!?! lol!

well, least you realize your mistake and you have 'blow' money to make up for it! (sigh)it's so easy to over grocery shop. ;)

jpkittie said...

oh no! I have done that too!!!

that is a bunch over your budget -- but I have to admit, sometimes it is nice to go over budget & not feel guilty about it --- honestly, it sucks that you were over budget, but atleast you will eat the stuff & it isn't on unnecessary things :)

Ms. MoneyChat said...

Sharon Rose: yes goodness we do suffer blowouts. it's crazy because i have system that protects me from the infamous grocery blowout. good grief.

Simple Me: a grocery is definitely key for me as well. i have to go a step further, I must have a list as well and use cash only. anytime i think i'm strong enough to use my debit card at the grocery store, i overspend.

Christine: i cracked up at your "nodding my head." thanks for the laugh because you are so right ... shame, shame, shame. LOL.

jpkittie: oh my gosh, it was a lot wasn't it! geez. but you're right, at least the money wasn't "wasted."

All of my blog readers: I just love yall. Where else can I go and vent about my overspending and someone really cares;-)? Yall are the greatest.

J. Money said...

haha...we can all relate to that ;)

while i'm pretty much the opposite of you (rarely use lists and always uses credit cards), i usually only get stuck when i shop hungry.

if my stomach is full, i'm a-okay and can stick to the budget. if i'm starving? well....i will pick up everything in site...come to think of it, i really should be eating breakfast right now...

enjoyed the post :)

Ms. MoneyChat said...

J. Money: i cannot tell you how i would have blown the roof off of the budget if i was hungry while i was shopping. i probably would have been too ashamed to post anything ;-0